Financial technology

This lesson explores the key applications of digital finance, focusing on how financial technology (FinTech) is transforming payments and money transfers worldwide. Students will examine how mobile banking, contactless payments, and blockchain technology are reshaping financial transactions.

The lesson also covers innovations in cross-border payments, comparing traditional systems like SWIFT with blockchain-based solutions such as Ripple and Stellar. Additionally, we will discuss alternative financing models like crowdfunding and peer-to-peer lending, which provide new ways for businesses and individuals to access funding.